It a likelihood analysis. On the prior play—which was a 3rd down and 7, not a 4th down play (huge difference)—Mo succeeded in part because everybody was expecting a pass play. Plus, we could still punt if Mo’s run failed (because it was 3rd down). It was a two-down situation.
In the 4th and 1 situation, where everyone is expecting a Mo run, and we turn the ball over if the run fails, everything is different. You can either see the critical differences or you can’t. But trust me, these are very, very different situations.
So many people in life make poor choices. Weird to see a thread, however, in which so many people are incensed because PJ choose to not make a poor decision. PJ made a rational, low-risk, high reward decision instead of a higher-risk decision that carried far more damaging consequences.