^^
How it will eventually go: Athletes are paid directly by schools or conferences for both their NIL as well as their services to play the game of football or basketball, operating from a regulated framework that binds them with contracts and permits them, when that contract is complete, to move about, perhaps, for better — you won’t believe this — salaries.
Indeed, collectives need to be banned. Schools need to run everything. All player payments, both for NIL and for their direct service, need to run through the schools and be completely controlled by the schools.
That’s not to say that, for example, Derek Burns couldn’t be hired by the U to help administer some of this stuff. Sure, that’d be fine with me.