Yeah, that all makes sense and I completely agree with you about the playoffs. I was one of those people who didn't want any playoff at all. I was cool with a national championship game (best two) but IMO once college football moved to a 4 team playoff, it became more like the NFL/MLB/NBA/NCAAB.
I just think if you're going to have a playoff then this stuff is going to happen and like other playoffs, you just kind of live with it. The day they started the 4 team playoff, IMO, diminished the sanctity of the conference championship just like divisions and then the Wild Card did in baseball.