In this case, it isn't on Kramer. He should not have had the option to throw, particularly considering that we were marching to potentially tie the game, our running game was carving them up, and it seemed likely that AK would be back on the field in short order. With where we were on the field (UNC ~30) even 3 straight RUTM likely nets us a FG at minimum, which is obviously far better than effectively ending the game with a pick.
Shame on Harbaugh for even giving Kramer the option, and even more shame on Fleck for not saying, "What the actual fuck are you doing???" and ordering runs only for as long as 12 was on the field. Given the game context and the fact that we tend to run 65-70% of the time under Fleck, it was one of the most bizarrely terrible decisions I've seen in any sport at any level. Many of us have railed over the Fleck years that we don't have enough balance in our offense, and THERE, on 1st and 10, in their end of the field, is where you choose to put the ball in the air??? I mean, my God - it's almost as if Harbaugh has no idea what he's doing.