For clarity, here's how I distribute points for each team.
It's based on a team's wins + the number of wins by the opponents they've defeated. All DI wins are treated equally (1 point), while wins vs. a non-D1 opponent earns 1/2 of a point.
Here's the Gophers as an example:
5 Division I wins +
Kansas City (2.5 wins) +
Western Kentucky (3 wins) +
Princeton (4.5 wins) +
Purdue Fort Wayne (2.5 wins) +
Jacksonville (2.5 wins)
= 20 points
It’s early, so this will sort itself out as the better teams start stockpiling wins as the season progresses.