Who did Cincinnati beat this year? At IU, which is turning into very meh, and at Notre Dame, which I'm not convinced is an amazing win. A great win, sure, but does that win alone make them top 4?
AAC is weak. Their only conference test will be SMU. They don't play Houston in the regular season, but that might be the conf champ game matchup, which will be on-campus at Cincy most likely (they don't do neutral site in AAC).
Weak.
If you're going to run the table, at least have some groceries on it.
If PAC and Big Ten conf champions have 1-loss, both deserve to be in over Cincy.