Maxx, come back! Your work is not over.

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If Maxx is wanting to come back the University should make sure they're helping out with the Loss of Value policy. This is separate from the NCAA total disability policy.

These policies are relatively untested in the market. There have been a few high profile cases recently. Seems simple enough to a layman: insure the player for a certain slot in the draft, if he falls the insurer pays. But, insurance companies are not our friends. We are not in Good Hands. Anyone with any experience with medical, home, auto insurance policies understands the weasels all too often encountered in these industries.

Understanding the incessant "sky is falling" mindset of the average gopher fan, I understand why people want him to go to the NFL because any chance of losing money is not acceptable. Those that roll the dice in life every now and then could understand why he'd want to stay and become even more of a legend in Gopher lore and he will almost certainly still make millions of dollars in the NFL.

Give it a lot of though Maxx. You only get one chance at life.

An interesting insurance article:

http://www.riskandinsurance.com/loss-value-policies-face-first-test/
 

Pompous Elitist said:
If Maxx is wanting to come back the University should make sure they're helping out with the Loss of Value policy. This is separate from the NCAA total disability policy.

These policies are relatively untested in the market. There have been a few high profile cases recently. Seems simple enough to a layman: insure the player for a certain slot in the draft, if he falls the insurer pays. But, insurance companies are not our friends. We are not in Good Hands. Anyone with any experience with medical, home, auto insurance policies understands the weasels all too often encountered in these industries.

Understanding the incessant "sky is falling" mindset of the average gopher fan, I understand why people want him to go to the NFL because any chance of losing money is not acceptable. Those that roll the dice in life every now and then could understand why he'd want to stay and become even more of a legend in Gopher lore and he will almost certainly still make millions of dollars in the NFL.

Give it a lot of though Maxx. You only get one chance at life.

An interesting insurance article:

http://www.riskandinsurance.com/loss-value-policies-face-first-test/
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How in the world is suggesting a kid should turn pro and make money the same thing as, "the incessant sky is falling mindset of the average gopher fan?" I am not clear as how the two are that same thing.

If it is your kid and you are given good info that he is a top 50 pick in the NFL draft, are you telling him to go back to college?
 

Stan The Caddy said:
How in the world is suggesting a kid should turn pro and make money the same thing as, "the incessant sky is falling mindset of the average gopher fan?" I am not clear as how the two are that same thing.

If it is your kid and you are given good info that he is a top 50 pick in the NFL draft, are you telling him to go back to college?
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When there are well-written insurance policies for these very situations (Mr. Williams, Sr. must know a few good lawyers) then YES.
 

And yes, the majority of posters here are incessantly negative. Accept it, own it. Work on it.
 

I think Maxx needs to watch Office Space and the answer the question for himself "What would you do if you had a million dollars?"
 


Ultimately the decision should be Maxx's. If it were me, I'd make sure he has all the facts and knows the pros and cons of each choice, then let him make the decision. Maybe he loves school and isn't too worried if he is a first or second rounder.

I won't blame him no matter what he decides.
 



Stan The Caddy said:
I am just not sure how agreeing with a kid turning pro is "incessantly negative."
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Because there are other options for insuring against the loss of money. He doesn't "have to" go pro THIS YEAR to make millions.

Is this not clear?

If we couldn't insure against things like medical problems nobody would let their kids play sports, period. If we couldn't insure against the various hazards in life we wouldn't do a lot of things , but we'd be missing out on a lot of cool things. But, the policy has to be written so it's fair to Maxx and that's where the big-buck lawyers come in.
 



Pompous Elitist said:
Because there are other options for insuring against the loss of money. He doesn't "have to" go pro THIS YEAR to make millions.

Is this not clear?

If we couldn't insure against things like medical problems nobody would let their kids play sports, period. If we couldn't insure against the various hazards in life we wouldn't do a lot of things , but we'd be missing out on a lot of cool things. But, the policy has to be written so it's fair to Maxx and that's where the big-buck lawyers come in.
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It is quite clear, but it is not "incessantly negative" in my opinion.

The bolded section is just a bunch of hyperbole. I am pretty sure a great majority of us do not make daily decisions based on what we have insured and what we do not have insured.
 

When one has a family you bet your bibby one thinks about how actions and activities affect income and by extension your family, or black cat events like your house burning down. Maybe I'm projecting irrational responsibility onto the average american. Kids don't think about these things, but adulthood and particularly parenthood brings it.

My point about Maxx is why we are cheerleading him to leave the team when there is a pretty small chance he's going to lose millions of dollars. We're hearing a lot of hot air about how better rated TEs are coming out next year but who really knows? The flip side of the coin is he could go from a low second round pick to a low first round. There are pluses and minuses to the move and that isn't really being acknowledged. Looking only at potential downsides of a situation could be construed as negativity.
 

Pompous Elitist said:
When one has a family you bet your bibby one thinks about how actions and activities affect income and by extension your family, or black cat events like your house burning down. Maybe I'm projecting irrational responsibility onto the average american. Kids don't think about these things, but adulthood and particularly parenthood brings it.

My point about Maxx is why we are cheerleading him to leave the team when there is a pretty small chance he's going to lose millions of dollars. We're hearing a lot of hot air about how better rated TEs are coming out next year but who really knows? The flip side of the coin is he could go from a low second round pick to a low first round. There are pluses and minuses to the move and that isn't really being acknowledged. Looking only at potential downsides of a situation could be construed as negativity.
Click to expand...

Maxx is going to turn pro and I'm going to root for him to end up with a good team by the end of the first 2 rounds. He's going to be very good on Sundays and will still represent the Gopher program well and draw attention to it just like Eric Decker does! Losing him here will hurt, no doubt about it, but man I'm excited to see what he can do in the league.
 

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